Die with Zero

Outline

Die with Zero (2020) challenges the common habit of saving money for decades without enjoying it. Bill Perkins argues that the goal of earning money is to live a rich and meaningful life, and that experiences have the most value when enjoyed at the right age. He offers a practical approach to planning spending, giving to loved ones while they can benefit, and avoiding regret.

• Saving money for decades without enjoying it misses the real purpose of earning, which is to live a rich and meaningful life.
• Experiences carry the most value when you enjoy them at the right age, so timing matters as much as budget.
• Plan your spending deliberately instead of letting savings pile up with no clear purpose.
• Give to loved ones while they can still benefit from the money, rather than leaving it all for later.
• Aligning your spending with your values helps you avoid regret and choose fulfilment over endless accumulation.

Bill Perkins is an American investor, energy trader, and film producer known for his unconventional ideas about money and life. He has built a successful career in finance and supported various creative and charitable projects. Die with Zero is his first book.